Established on 28 December 1993 under license number 171 of the Central Bank of the Republic of Azerbaijan, Amrahbank is one of the leading and fastest growing banks in Azerbaijan.

The Bank offers a wide variety of banking services, such as current and deposit accounts, corporate, SMEs and consumer lending, documentary operations, credit cards, money transfers, investment advisory services, etc.

Since its establishment Amrahbank has been experiencing rapid and continuous growth across all financial indicators. The bank’s prudent and efficient stance means it is one of the most profitable banks in the country based on Return on Assets (ROA) and Return on Equity (ROE).

Amahbank is actively pursuing an organic growth strategy which involves expanding its branch network across all the major regions of Azerbaijan. It is currently the fourteenth largest bank in
Azerbaijan by number of branches. It has 23 branches and 1 sub-branch, of which 15 are located in the capital Baku (30.09.2014). The bank’s 70 000 customer base is served by 700 talented employees in 2014.

As a major milestone in Amrahbank’s development, in 2008 the bank completed a strategic sale of the 49% of its shares to the Bahrain based
International Investment Bank (‘IIB’) ( As an established international bank, IIB has been playing a key role in strengthening Amrahbank’s corporate governance and sharing the best practice across operations and risk management. At present individuals own 54.16% of shares, and IIB owns 45.84% of shares. 

To ensure Amrahbank can sustain its ambitious growth plans it recently embarked on a major restructuring programme with the help of IIB and an external consultancy. As part of the
restructuring, the bank recently made a major management reshuffle recruiting top experienced and qualified bankers to enhance the quality of overall internal management and servicing.

To better reflect its new culture and strategy, in June 2009 Amrahbank announced plans to introduce a new corporate identity. The bank recruited a globally renowned marketing agency,
McCann Erikson, to implement this vital project. The new corporate identity was launched in July 2009.

To ensure Amrahbank has the necessary infrastructure to support its growth and to offer better service to its clients it recently purchased the state of art T24 banking software from Temenos, a
global leader in banking software.

As part of its key growth plans, Amrahbank is actively involved in establishing a cooperation with major international financial institutions in such areas as debt capital markets, bilateral
credit lines, trade finance, project financing, technical assistance, etc. Examples of recent accomplishments include the following:

- Kuwait Finance House (KFH). Amrahbank made a leasing transaction with Turkapital, part of Kuwait Finance House Group. 

- Islamic Development Bank (IDB). Amrahbank received lines financing for its small and medium sized enterprises from Islamic Trade Finance Corporation (ITFC), subsidiary of IDB. 

Amrahbank signed a Line of Financing agreement with The Islamic Corporation for the Development of the Private Sector (ICD), the private sector arm of the IDB for the SME sector.

- OPEC Fund for International Development (OFID). Amrahbank received trade finance facility. 

Key strategic plans of the Bank include offering Shariah compliant products in the near future  and acquiring ratings from international rating agencies.

Amrahbank is a member of numerous professional bodies including :
- Azerbaijan Banks Association
- Baku Interbank Currency Exchange
- VISA International
- MasterCard
- Azericard
- WesternUnion
- Azerbaijan Entrepreneurship Fund,
- Azerbaijan Deposit Insurance Fund
- Azerbaijan Microfinance Association
- Azerbaijan Mortgage Fund and etc.

The Bank has been certified with ISO-9001:2000 by Moody International reflecting its conformation with best practice management standards.

Amrahbank is one of the founding shareholders of Milli kart Joint Stock Company which is a local card payment processing system.

Furthermore, the Bank has affiliate relations with
"Amrah Insurance".


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