Amount   300-20 000 AZN (or USD equivealent)  
Guaranty   Household supplies, business equipments, gold jewellery, real estate (house, apartment , non-residence area, land), transport means, third party’s guarantees 
Age limit   minimum 18 age  
Duration   maximum 36 months 
Interest rate   22% - 28%
Commission fee   0 %
Factual annual rate   22% - 29%

Grace period

  up to 6 months

Micro-business loans are designed for those who are engaged in the following sectors: 

 - Commercial (food, clothing, stationery, car spare parts, medicine, etc.);

- Production (doors and windows, furniture, etc.);

- Agriculture (dairy and butchery, cattle ranching, grain-growing, etc.);

- Services (barbershop and beauty salon, house and car repair, music, etc.);

- Transportation (cargo, passenger transportation and taxi, etc.);

- Rent (rent of houses and other premises)     

- The decision on granting the loan is issued within 1 day;
- Favorable interest rates;
- Daily calculation of interest (the interest calculated only for that day is paid while the loan is fully closed);
- Favorable collateral terms (the existence of any type of collateral);
- Grace period and payment plan in accordance with the business (anuitet or flexible schedule)
- Existence of the parallel loans.

Current account services
   Consumer loans
   Business loans
Plastic cards
   VISA Infinite
   "Yubiley" cards
   Mobil banking
   Cash by Code
   PIN Change
   MasterCard Money Send
   3D Secure service
   POS Credit service
   Lider deposits
   Guven deposits
   Avans deposits
Urgent money transfers
Deposit cell lease