Amount     20001-100000 AZN (or USD equivalent)  
Guaranty   real estate (house, apartment ,  non-residence area , land), transport means, third party’s guarantees
Age limit   minimum 18 age   
Duration    up to 48 months
Interest rate   20-24 %
Comission rate   1 %
Factual Annual Rate    21,47% - 29,19% 
Grace period       up to 12 months


- The decision on granting the loan is issued within 3-4 days;
- Favorable interest rates;

- Evaluation of the collaterals by professional companies (real market value at the collaterals);
- Daily calculation of interest (the interest calculated only for that day is paid  while the loan is fully closed);
- Favorable collateral terms (the existence of any type of collateral); 
- Grace period and payment plan in accordance with the business (anuitet or flexible schedule)
- Existence of the parallel loans.


Current account services
   Consumer loans
   Business loans
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   Mobil banking
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Urgent money transfers
Deposit cell lease