| Amount |
|
20 000 -1 000 000 AZN (or USD equivalent) |
|
| Guaranty |
|
real estate (house, apartment , non-residence area , land), transport means, third party’s guarantees |
|
| Age limit |
|
minimum 18 age |
|
| Duration |
|
up to 48 months |
| Interest rate |
|
18 - 22 % (USD 10-15%) |
| Comission rate |
|
1 % |
| Factual Annual Rate |
|
18% - 23% |
| Grace period |
|
up to 12 months |
Advantages:
- The decision on granting the loan is issued within 3-4 days;
- Favorable interest rates;
- Evaluation of the collaterals by professional companies (real market value at the collaterals);
- Daily calculation of interest (the interest calculated only for that day is paid while the loan is fully closed);
- Favorable collateral terms (the existence of any type of collateral);
- Grace period and payment plan in accordance with the business (anuitet or flexible schedule)
- Existence of the parallel loans.
| 
